Mortgage Rates Are Stuck Near 6.4 Percent Today. Here Is Why They Are Not Coming Down Anytime Soon.
The average 30 year fixed mortgage rate held at 6.39 percent this morning, still nearly half a point above where it sat before the Iran war began. A peace deal was supposed to bring relief through lower oil prices. Instead a hawkish Federal Reserve and inflation stuck above 4 percent are keeping rates locked in place, and most forecasters now say relief will not arrive until 2027 at the earliest.
July 1 Is the Most Important Deadline in Student Loans History. Here's Everything Changing Tomorrow.
The SAVE plan is terminated, Parent PLUS loans face new borrowing caps, and over 7 million borrowers must choose a new repayment plan within 90 days — all starting July 1, 2026, in the most sweeping overhaul to federal student lending in decades.
The Big Beautiful Bill Is Now Law. Here's What It's Actually Doing to Your Wallet in 2026.
Signed nearly a year ago, the One Big Beautiful Bill Act is now deep into its rollout — and the provisions hitting Americans hardest in 2026 are not the tax cuts most people heard about, but the Medicaid work requirements, the PLUS loan closure, and a $45 billion Medicare cut triggered automatically by the law's own math.